The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 01, 2026

Filed:

Oct. 31, 2025
Applicant:

Citibank, N.a., New York, NY (US);

Inventors:

Ganesh Prasad Bhat, West Orange, NJ (US);

James Randolph Myers, Clearwater Beach, FL (US);

Sofia Rahman, New York, NY (US);

Assignee:

Citibank, N.A., New York, NY (US);

Attorneys:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06F 40/295 (2020.01); G06F 3/04842 (2022.01); G06F 16/335 (2019.01); H04L 9/00 (2022.01);
U.S. Cl.
CPC ...
G06F 40/295 (2020.01); G06F 3/04842 (2013.01); G06F 16/335 (2019.01); H04L 9/008 (2013.01);
Abstract

Systems and methods for secure data-retrieval are disclosed herein. A system for secure data retrieval initializes a session between a user-specific model executing locally at a user device and an entity-specific model at an entity device. The user-specific model has access to a locally stored ontology comprising interaction data. The system can receive a request from the entity device, where resolving the request requires access to the interaction data from the ontology. The system inputs the request into the user-specific model to generate a query for obtaining interaction data from one or more classes of the ontology associated with the request. The system can generate a set of filtering operations, which can be applied to the interaction data to obtain filtered data. The system can use the filtered data to generate and transmit a response.


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