The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 25, 2026

Filed:

Apr. 25, 2023
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Matthew Nowak, Midlothian, VA (US);

Michael Anthony Young, Jr., Henrico, VA (US);

Christopher Mcdaniel, Glen Allen, VA (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04W 12/02 (2009.01); H04L 9/40 (2022.01); H04M 7/00 (2006.01); H04W 12/06 (2021.01);
U.S. Cl.
CPC ...
H04L 63/0853 (2013.01); H04M 7/006 (2013.01);
Abstract

In some implementations, a remote server may receive a request for authentication including a set of credentials associated with a user. The remote server may transmit, to a user device associated with the user, a request for a status associated with a browsing history of the user device or associated with recent emails viewed on the user device. The remote server may receive, from the user device, an indication of the status. The remote server may transmit a message based on the indication of the status and may determine whether to authenticate the user, using the set of credentials, based on the indication of the status.


Find Patent Forward Citations

Nowak, Matthew. (2026). Authenticating users during and after suspicious voice calls and browsing (U.S. Patent No. 12719861). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12719861

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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