The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 25, 2026

Filed:

Oct. 26, 2023
Applicant:

Block, Inc., Oakland, CA (US);

Inventor:

Kyle Callender, San Francisco, CA (US);

Assignee:

Block, Inc., Oakland, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06F 16/18 (2019.01); G06Q 20/10 (2012.01); G06Q 20/20 (2012.01); G06Q 30/0601 (2023.01); G06Q 40/00 (2023.01); H04W 4/021 (2018.01);
U.S. Cl.
CPC ...
G06Q 20/405 (2013.01); G06F 16/1865 (2019.01); G06Q 20/20 (2013.01); G06Q 20/401 (2013.01); G06Q 30/0633 (2013.01); H04W 4/021 (2013.01);
Abstract

Batch-processing of open tabs associated with one or more customers of a merchant is described. User data associated with a user may be identified. Based on the user data, a determination may be made that batch-processing of transactions of the user has been authorized. A tab data structure specific to the user and a merchant may be generated. The tab data structure may store transaction data associated with transaction of the user. Occurrence of an event may be detected, and in response, at least a portion of the transactions stored in the tab data structure may be settled via a batch process. A payment instrument may be authorized for the portion of the transaction.


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