The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 25, 2026

Filed:

Jan. 03, 2025
Applicant:

Mitek Systems, Inc., San Diego, CA (US);

Inventors:

John Hall, San Diego, CA (US);

Yuriy Okrugin, San Diego, CA (US);

Troy Walker, San Diego, CA (US);

James Watts, San Diego, CA (US);

Fred Fernandez, San Diego, CA (US);

Assignee:

Mitek Systems, Inc., San Diego, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/04 (2012.01); G06Q 20/40 (2012.01); G06V 10/44 (2022.01); G06V 10/75 (2022.01); G06V 10/82 (2022.01); G06V 30/18 (2022.01); G06V 30/19 (2022.01); G06V 30/22 (2022.01); G06V 30/42 (2022.01);
U.S. Cl.
CPC ...
G06Q 20/4016 (2013.01); G06Q 20/042 (2013.01); G06V 10/44 (2022.01); G06V 10/751 (2022.01); G06V 30/18019 (2022.01); G06V 30/19013 (2022.01); G06V 30/22 (2022.01); G06V 30/42 (2022.01); G06V 10/82 (2022.01);
Abstract

A method comprising using at least one hardware processor to: receiving a new incoming check image associated with an account; extracting from the incoming check its features, wherein the features are associated with a plurality of detectors; comparing the features with corresponding features associated with profile check images stored in a CIR; developing a fraud score based on the comparisons, for each of the plurality of detectors; retrieving information related to one or more other accounts linked with the account related to and then either update or develop the fraud score considering the retrieved information; displaying via a user interface, the new incoming check image with at least one highlighted feature, based on business rules, along with confidence indicators for the at least one highlighted feature that illustrate the risk, based on the associated fraud score, for the at least one highlighted feature; and providing, via the user interface, inputs that allow a reviewer to quickly approve or decline the new incoming check image.


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