The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 25, 2026
Filed:
May. 10, 2024
Wells Fargo Bank, N.a., San Francisco, CA (US);
Sotirios K. Barkas, San Jose, CA (US);
Wells Fargo Bank, N.A., San Francisco, CA (US);
Abstract
A computing system includes a customer database and a token vault and is configured to provision a single use token to a customer computing device, receive, from a transaction terminal over a network, a transaction request specifying the single use token and including an identification code generated by an authentication device, detokenize the single use token, authenticate, based on the identification code and the single use token, the transaction request by determining that the identification code is associated with an authorized user and that an authorized financial account is associated with the single use token specified in the transaction request, authorize the transaction request based on the transaction request being authenticated, and transmit a confirmation to the transaction terminal over the network.
Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile