The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 25, 2026
Filed:
Feb. 12, 2025
Bank of America Corporation, Charlotte, NC (US);
Pratap Dande, Saint Johns, FL (US);
Naga Vamsi Krishna Akkapeddi, Charlotte, NC (US);
Saurabh Arora, Gurugram, IN;
Lester M. Killian, Mooresville, NC (US);
BANK OF AMERICA CORPORATION, Charlotte, NC (US);
Abstract
Systems, computer program products, and methods are described herein for providing reusable objects in a process flow via refresh tokens. Embodiments of the present disclosure are configured to receive, via a network interface, a transaction from a system of origin, input the transaction into a transaction process flow, where the transaction process flow includes N transaction steps, generate, at each transaction step of the N transaction steps, a plurality of objects, ingest, at each transaction step of the N transaction steps, the plurality of objects in a model, store, if the transaction reaches step N of the transaction process flow, a first subset of objects in one or more systems of record, where the first subset of objects includes objects from each plurality of objects, and apply one or more objects of the first subset of objects to an associated transaction.