The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 11, 2026
Filed:
Nov. 19, 2024
Mastercard International Incorporated, Purchase, NY (US);
Florent Hay, Laeken, BE;
Bheemeswara Ankathi, Chesterfield, MO (US);
Charl Frederik Botes, Parrish, FL (US);
Ji Eun Cha, New York, NY (US);
Qing Cao, Purchase, NY (US);
MASTERCARD INTERNATIONAL INCORPORATED, Purchase, NY (US);
Abstract
Systems and methods are provided for facilitating network interactions based on user biometrics. One example computer-implemented method includes receiving, from a directory server, a biometric service provider (BSP) assertion having a signature computed using a private key of a BSP, where the BSP assertion includes a biometric ID of a user, and verifying the signature of the BSP assertion using a public key specific to the BSP previously shared with the computing device. The method also includes returning a verification result to the directory server, receiving an access token based on the verification result, and then receiving an authentication creation request from a device specific to the user, which includes the access token. The method further includes determining that the access token is unexpired, providing a challenge to the device, and receiving, from the device, a signed challenge response.