The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 11, 2026

Filed:

Dec. 22, 2023
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Jeffrey Rule, Chevy Chase, MD (US);

Edward Joseph, McLean, VA (US);

Matthew Kloster, Falls Church, VA (US);

Gavin Hickey, McLean, VA (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
H04L 63/083 (2013.01); H04L 63/10 (2013.01);
Abstract

In some embodiments, a network operation may be authenticated via a dynamic selection of an access token. In some embodiments, use of a software application, configured to store a set of access tokens, in connection with processing a network operation may be detected. A risk value associated with each access token of the set of access tokens may be received in response to providing the network operation to a set of entities associated with the set of access tokens. Based on a determination, for each access token of the set of access tokens, whether the risk value associated with the access token satisfies a threshold risk value, the network operation may be authenticated using a selected access token associated with a first risk value that satisfies the threshold risk value.


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