The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 11, 2026
Filed:
Oct. 08, 2024
Mastercard International Incorporated, Purchase, NY (US);
Mastercard International Incorporated, Purchase, NY (US);
Abstract
A system and method for validating a genuine transaction card. A request to validate a transaction card is received from a merchant application running on a mobile device. In response to the request, a validator service module performs a liveliness check of the transaction card. The validator service module receives, via a data streaming engine, transaction card image data of the transaction card. The data streaming engine does not store the transaction card image data in a memory of the mobile device. An AI validation model extracts one or more transaction card features from the transaction card image data. The AI validation model determines an anomaly risk score based on the extracted transaction card features. The AI validation model validates the transaction card based on the anomaly risk score being less than a predetermined threshold value.