The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 11, 2026
Filed:
Jun. 17, 2025
Bank of America Corporation, Charlotte, NC (US);
Pratap Dande, Saint Johns, FL (US);
Shailendra Singh, Maharashtra, IN;
Ramesh Bhavana, Frisco, TX (US);
Dasu Maddukuri, Frisco, TX (US);
Ronak Maheshkumar Shah, Charlotte, NC (US);
Naga Vamsi Krishna Akkapeddi, Charlotte, NC (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
Generating and processing electronic content in a decentralized finance network using distributed ledger technology is disclosed. Transaction security and efficiency is enhanced by integrating generative AI with hash-based security and NFTs in a DeFi network. User devices capture a customer prompt specifying a financial transaction request, which a generative AI module analyzes to extract attributes and determine a transaction type. A webhook transmits the attributes to distributed nodes, and a security module generates a hash-based security token for attribute-level security. A content assembly module creates a JSON object based on node responses and smart contract rules. The generative artificial intelligence module generates a dynamic electronic form, prepopulating fields with network data. User input populates the form, which a tokenization module mints as a non-fungible token with a validity period. Nodes process the non-fungible token to execute the transaction, using the security token for verification, with results recorded on the ledger.