The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 11, 2026

Filed:

May. 23, 2024
Applicant:

Block, Inc., Oakland, CA (US);

Inventors:

Behroz Saadat, Milton, CA;

Andrew Steele, San Francisco, CA (US);

Dean Papastrat, Issaquah, WA (US);

Pritesh Bodalia, Waterloo, CA;

Deepkarn Bedi, Sausalito, CA (US);

Assignee:

Block, Inc., Oakland, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/08 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/08 (2013.01); G06Q 20/40 (2013.01);
Abstract

Facilitating payments for merchants that use multiple payment service providers (PSPs) is described. A first request may be received to establish a first on-file grant, wherein the first request indicates a first PSP used by a merchant. A request to associate a second PSP with the merchant may be received from a merchant device of the merchant, and a group association between the merchant, the first PSP, and the second PSP may be stored. A second request indicating that a transaction will be processed using the second PSP may be received, and, based on the group association, it may be determined that an identifier associated with a user account of a user can be used for the transaction. A second on-file grant may be established, and a response to the second request may be sent to indicate approval to use the identifier for payment of the transaction.


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