The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 11, 2026
Filed:
Jul. 27, 2022
Truist Bank, Charlotte, NC (US);
Dontá Lamar Wilson, Charlotte, NC (US);
Jane Moury Kane, Winston-Salem, NC (US);
Kenneth William Cluff, Powhatan, VA (US);
Peter Councill, Richmond, VA (US);
Qing Li, Cary, NC (US);
James Xu, Raleigh, NC (US);
TRUIST BANK, Charlotte, NC (US);
Abstract
A computing system is configured to generate a predictive model during training of a machine learning program using a training data set including a personal data set of a plurality of first users. The predictive model is configured to predict a predicted assessment score of a second user. A test personal data set is generated with at least one different data entry different from the personal data set utilized in predicting the predicted assessment score, the at least one different data entry corresponding to a change in relationship between the computing system and the second user. The predictive model predicts a test predicted assessment score of the second user based on the test personal data set. The computing system takes further action with respect to the second user when a difference between the predicted assessment score and the test predicted assessment score meets or exceeds a threshold value.