The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 11, 2026
Filed:
Nov. 04, 2022
Bank of America Corporation, Charlotte, NC (US);
Gregory Allen Burkett, Mooresville, NC (US);
Brady Prentice Merkel, Jacksonville Beach, FL (US);
David E. Strommer, St. Johns, FL (US);
BANK OF AMERICA CORPORATION, Charlotte, NC (US);
Abstract
Point-in-Time data access authorization is realized by a data access broker and data access security manager that provide for a data owner/authorizer to provide access consent at the point in time at which a specific data access request is made, without the need for the data owner to share their service-specific access credentials with the third-party entity/data requester. As a result, the data owner has control over the authorization of each data access request and has knowledge as to when the third-party entity is accessing the data. Further, by not having to share access credentials with the third-party entity/data requester security issues related to exposure and/or misuse of the access credentials are avoided.