The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 04, 2026

Filed:

Feb. 04, 2025
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Divya Nagarajan, Chennai, IN;

Meenu Goyal, Punjab, IN;

Pinky Panwar, Gujrat, IN;

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/4016 (2013.01);
Abstract

This invention provides a system and method for managing and securing cross-chain blockchain transactions through a layered, autonomous platform. It features a source orchestration layer employing optimistic replication and polymorphic encapsulation to ensure data redundancy and traceability. Transactions are encrypted and transmitted using an asynchronous handshake protocol that integrates bidirectional acknowledgment exchanges to validate transaction integrity. A destination orchestration layer decapsulates and verifies acknowledgment data, generating secondary acknowledgment requests for added validation. Transactions are validated by a blockchain of validators utilizing consensus mechanisms, such as proof-of-stake or proof-of-work, which produce cryptographic proofs of validation. Failed or suspicious transactions are isolated in a dead letter log, enabling further analysis and prioritization. The system combines advanced cryptographic techniques, redundancy algorithms, and decentralized consensus to enhance security, mitigate vulnerabilities, and ensure reliable operation in cross-chain environments. This invention optimizes transaction processing while addressing challenges such as scalability, data integrity, and malicious activity.


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