The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 04, 2026

Filed:

Jul. 02, 2024
Applicant:

Fmr Llc, Boston, MA (US);

Inventors:

Harsh Vardhan Singh, Edison, NJ (US);

Sanjeev Dhupkar, Cary, NC (US);

Man Hei Raymond Yim, Cambridge, MA (US);

Nishant Mehta, Jersey City, NJ (US);

Phanindra Grandhi, East Brunswick, NJ (US);

Sandeep Bagde, South Plainfield, NJ (US);

Assignee:

FMR LLC, Boston, MA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); H04L 9/06 (2006.01); H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
G06Q 20/4016 (2013.01); H04L 9/0643 (2013.01); H04L 63/0823 (2013.01);
Abstract

Systems and methods are described for preventing fraud in transactions in real-time. A first computing device associated with an issuing authority may generate compliance certificates including one or more restriction rules that prohibit specific transactions from being executed by an entity that is regulated by the issuing authority. When a user requests a second computing device associated with the entity to perform a transaction, the second computing device determines whether it can execute the transaction in the request in view of the one or more restriction rules in the compliance certificate. In case the transaction includes attributes that would violate at least one of the one or more restriction rules, the second computing device rejects or blocks the transaction. On the other hand, in the case, the transaction includes attributes that does not violate any of the one or more restriction rules, the second computing device executes the transaction.


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