The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 04, 2026

Filed:

Oct. 06, 2022
Applicant:

Mastercard Asia/pacific Pte. Ltd., Singapore, SG;

Inventor:

Srinath Ravinathan, Singapore, SG;

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); G06Q 20/36 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/3827 (2013.01); G06Q 20/38215 (2013.01); G06Q 20/3829 (2013.01); G06Q 20/401 (2013.01); G06Q 20/3674 (2013.01); G06Q 2220/00 (2013.01);
Abstract

Disclosed is a method of releasing a locked transaction encoded in a smart contract on a distributed ledger network. The locked transaction is locked by at least one hash lock condition requiring matching to a hash. The method involves: receiving entry of a passcode associated with the locked transaction: transmitting a request to generate a first hash to a contactless payment device and receiving the first hash from that device; generating a second hash based on the first hash and transaction-specific data; and transmitting an unlock request comprising the second hash and an address of the smart contract on the distributed ledger network, to a node of that network. The unlock request causes the smart contract to release the locked transaction on matching of the second hash against the hash of the hash lock condition.


Find Patent Forward Citations

Loading…