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The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Patent No.:

US 12699986 B1

PDFFull Text
Date of Patent:
Aug. 04, 2026

Filed:

Nov. 24, 2017

System, process and device for e-commerce transactions

Applicant:

Royal Bank of Canada, Montreal, CA;

Inventors:

Arnold Badal-Badalian, Toronto, CA;

Seung Bong Baek, Toronto, CA;

Syed Ahmar Imam, Toronto, CA;

Benoit Germain, Toronto, CA;

Anuradha Devi Dodda, Toronto, CA;

Assignee:

ROYAL BANK OF CANADA, Toronto, CA;

Attorney:

Norton Rose Fulbright Canada LLP

Primary Examiner:

Patrick Mcatee

Assistant Examiner:

Sima undefined Asgari

Int. Cl.
CPC ...
G06Q 20/36 (2012.01); G06Q 20/12 (2012.01); G06Q 20/20 (2012.01); G06Q 20/22 (2012.01); G06Q 20/32 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); G06Q 20/42 (2012.01); G06Q 30/06 (2023.01); G06K 19/06 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/36 (2013.01); G06Q 20/12 (2013.01); G06Q 20/20 (2013.01); G06Q 20/227 (2013.01); G06Q 20/322 (2013.01); G06Q 20/3276 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/3674 (2013.01); G06Q 20/3821 (2013.01); G06Q 20/38215 (2013.01); G06Q 20/3829 (2013.01); G06Q 20/383 (2013.01); G06Q 20/385 (2013.01); G06Q 20/401 (2013.01); G06Q 20/4014 (2013.01); G06Q 20/42 (2013.01); G06Q 30/06 (2013.01); G06K 19/06037 (2013.01); G06Q 2220/00 (2013.01);
Abstract

Systems, devices and processes for electronic commerce payment processing using a handle and a mobile device with a mobile wallet application installed thereon. The handle may be used at a merchant website to process the electronic commerce payment for instead of providing payment information and/or personally identifiable information. That is, the handle may not include payment information and/or personally identifiable information.

Find Patent Forward Citations

Badal-Badalian, Arnold. (2026). System, process and device for e-commerce transactions (U.S. Patent No. 12699986). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12699986

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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