The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 04, 2026

Filed:

Mar. 09, 2023
Applicant:

Lithic, Inc., New York, NY (US);

Inventor:

Michael Prentice, Ithaca, NY (US);

Assignee:

Lithic, Inc., New York, NY (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/10 (2012.01); G06Q 20/38 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/108 (2013.01); G06Q 20/3827 (2013.01); G06Q 20/3829 (2013.01); G06Q 2220/00 (2013.01);
Abstract

In one embodiment, a method includes receiving a request from a requesting server by an encryption service API to retrieve account data associated with a virtual bank account (VBAN), wherein the VBAN is decoupled from an external resource account, and wherein the request comprises an identifier associated with the VBAN, accessing an encryption key associated with a secure storage database by the encryption service API, wherein the secure storage database comprises encrypted account data associated with the VBAN and the external resource account, transmitting the encryption key and the identifier by the encryption service API to the secure storage database, receiving decrypted account data associated with the VBAN from the secure storage database by the encryption service API, wherein the decrypted account data is determined based on the encryption key and the encrypted account data, and transmitting the decrypted account data to the requesting server.


Find Patent Forward Citations

Loading…