The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 28, 2026

Filed:

Nov. 13, 2024
Applicant:

Hcl Technologies Limited, Nehru Place, IN;

Inventors:

Duc Cuong Nguyen, Hanoi, VN;

Hiep Nguyen, Hanoi, VN;

Simy Chacko, Chennai, IN;

Assignee:

HCL Technologies Limited, Nehru Place, IN;

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/00 (2022.01); G06Q 40/08 (2012.01); G07C 5/02 (2006.01); H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
H04L 63/0421 (2013.01); G06Q 40/08 (2013.01); G07C 5/02 (2013.01); H04L 9/008 (2013.01); H04L 63/0478 (2013.01);
Abstract

This disclosure relates to system and method for preserving privacy of telematic data. The method includes receiving telematic data from a vehicle and a set of predefined policies from an insurance provider. The telematic data and the set of predefined policies are homomorphically encrypted through a multi-key homomorphic encryption technique. The method further includes analyzing the telematic data and the set of predefined policies to obtain an analysis result. The method further includes sharing the analysis result with the vehicle in an encrypted format. The method further includes partially decrypting the analysis result to obtain a partially decrypted result. The method further includes sharing the partially decrypted result to the insurance provider. The method further includes decrypting the partially decrypted result to obtain fully decrypted result in a plain-text format. The fully decrypted result provides risk score information to the insurance provider without revealing sensitive information corresponding to the vehicle.


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