The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 28, 2026
Filed:
Feb. 12, 2024
Ford Global Technologies, Llc, Dearborn, MI (US);
David Michael Herman, West Bloomfield, MI (US);
Anuj Pal, Minneapolis, MN (US);
Ford Global Technologies, LLC, Dearborn, MI (US);
Abstract
Automatic generation of optimized aggregation metrics for usage-based insurance (UBI) includes performing a high-dimensional Bayesian optimization on a data archive, the data archive including a plurality of signals from vehicles and corresponding UBI effects, wherein the high-dimensional Bayesian optimization includes performing testing on weighted groups of the plurality of signals using one or more aggregation functions; and transmitting the one or more aggregation functions to a vehicle to cause the vehicle to provide aggregated signals for input to a UBI model to predict a UBI rate for the vehicle.