The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 28, 2026
Filed:
Jun. 26, 2023
Applicant:
Bank of America Corporation, Charlotte, NC (US);
Inventors:
Assignee:
Bank of America Corporation, Charlotte, NC (US);
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/34 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/351 (2013.01);
Abstract
Aspects of the disclosure relate to generating digital variant cards to share established credit limits without an issuing organizations intervention or dependencies. The generated variant cards may share a portion of an authorized users credit limit. The variant cards may be tied to sub user devices. Tokenization may be used in digital variant card generation. Variant cards may include use of a dynamic card verification values to authenticate variant card transactions.
Singh, Jitender. (2026). Variant card (U.S. Patent No. 12694392). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12694392
Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile