The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 21, 2026

Filed:

Feb. 24, 2023
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventors:

Erin Aine Croll, Des Moines, IA (US);

Aaron Friedel, Urbandale, IA (US);

Danny Ray Grizzle, Clive, IA (US);

Dale Steven Howard, Clive, IA (US);

Narendra Nath, Hillsborough, CA (US);

Lacey Ann Schiesl, Johnston, IA (US);

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 50/16 (2024.01); G06Q 40/02 (2023.01);
U.S. Cl.
CPC ...
G06Q 40/02 (2013.01); G06Q 50/16 (2013.01);
Abstract

An example computer system for determining a recommendation can include: one or more processors; and non-transitory computer-readable storage media encoding instructions which, when executed by the one or more processors, causes the computer system to: receive a signal associated with an action or an inaction by a user; generate a machine learning model using the signal; process the machine learning model through a rules engine to generate the recommendation; and present the recommendation to the user through a non-traditional communication channel.


Find Patent Forward Citations

Croll, Erin. (2026). Personalized recommendations (U.S. Patent No. 12688530). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12688530

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

Loading…