The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 21, 2026

Filed:

Jun. 09, 2023
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

David Tseselsky, San Jose, CA (US);

Louis M.S. Champion, Henfield, GB;

Galileo L. Olmos, Belmont, CA (US);

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06Q 20/38 (2012.01); G06Q 20/42 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/401 (2013.01); G06Q 20/389 (2013.01); G06Q 20/42 (2013.01);
Abstract

Systems, methods, and computer program products are provided for processing a payment transaction over an electronic network. The method includes receiving an authorization request message, including first transaction data associated with an electronic payment transaction and generating a unique identifier associated with the electronic payment transaction. The method further includes receiving an authorization response message, including second transaction data associated with the electronic payment transaction, indicating that the electronic payment transaction is authorized. The method further includes storing a portion of the first transaction data and the second transaction data in association with the unique identifier for the electronic payment transaction. The method further includes transmitting a response message comprising the unique identifier and the authorization decision and receiving a clearing request message comprising the unique identifier. The method further includes retrieving the stored transaction data and initiating clearing of the electronic payment transaction.


Find Patent Forward Citations

Tseselsky, David. (2026). System, method, and computer program product for network message augmentation (U.S. Patent No. 12688503). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12688503

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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