The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 21, 2026
Filed:
Aug. 04, 2023
Applicant:
Login ID Inc., San Matero, CA (US);
Inventors:
William Leddy, Lakeway, TX (US);
Simon Law, San Mateo, CA (US);
Assignee:
LOGIN ID INC., San Mateo, CA (US);
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/02 (2012.01); G06Q 20/12 (2012.01); G06Q 20/36 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/3674 (2013.01); G06Q 20/12 (2013.01); G06Q 20/3829 (2013.01); G06Q 20/388 (2013.01); G06Q 20/401 (2013.01); G06Q 2220/00 (2013.01);
Abstract
Tokens are used for payment systems. The tokens are references or proxies to actual payment credit card or banking card numbers to improve security. However, verification of these tokens are often limited and rigid systems and are prone fraud. An improved token framework system is provided to allow for different entities to provision and verify the tokens using strong identity and strong authentication at the device level. For example, biometric identity and verification using the mobile device is used to authenticate the tokens during provisioning and subsequent transactions.