The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 21, 2026
Filed:
Jun. 26, 2023
Capital One Services, Llc, McLean, VA (US);
Jeremy Goodsitt, Champaign, IL (US);
Michael Davis, Arlington, VA (US);
Taylor Turner, Richmond, VA (US);
Kenny Bean, Herndon, VA (US);
Tyler Farnan, San Diego, CA (US);
Capital One Services, LLC, McLean, VA (US);
Abstract
Methods and systems for generating federated learning models. In some aspects, the system receives, from each client device, user data profiles that are anonymized with respect to users associated with user data stored locally at a client device. The system processes the user data profiles to generate a plurality of clusters. For each cluster, the system transmits, to one or more client devices corresponding to a cluster, a first instruction to train a machine learning model on user data corresponding to user data profiles included in the cluster and a second instruction to validate the machine learning model with respect to user data corresponding to one or more clusters of the plurality of clusters other than the cluster to generate a prediction accuracy metric. The system determines, from the plurality of clusters, a first cluster based on associated prediction accuracy metrics.