The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 14, 2026
Filed:
Nov. 30, 2023
Capital One Services, Llc, McLean, VA (US);
John Adjei, Gainesville, VA (US);
Kendra Florio, Sterling, VA (US);
Joshua Edwards, Philadelphia, PA (US);
Kevin Osborn, Newton Highlands, MA (US);
Jordan Ridenour, Chicago, IL (US);
Capital One Services, LLC, McLean, VA (US);
Abstract
A method of transmitting user guidance may include receiving captured electronic device location data. The method may include providing the electronic device location data and a plurality of account data of the unique user to a machine-learning model. The machine-learning model may be trained to identify location patterns within the electronic device location data and the plurality of account data of the unique user and output a user current location and a user base location. The method may further include determining a user target location using the user current location and the user base location. The method may further include comparing the user target location to entity target criteria to determine if the user target location satisfies the entity target criteria. The method may further include transmitting the user guidance to the electronic device associated with the unique user based on the user target location satisfying the entity target criteria.