The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 14, 2026

Filed:

Oct. 06, 2023
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventors:

Matthew N. Wheeler, Charlotte, NC (US);

John Andrew Chuprevich, Charlotte, NC (US);

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 29/06 (2006.01); H04L 9/06 (2006.01); H04L 9/08 (2006.01); H04L 9/32 (2006.01); H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
H04L 9/3228 (2013.01); H04L 9/0625 (2013.01); H04L 9/0643 (2013.01); H04L 9/085 (2013.01); H04L 9/3273 (2013.01); H04L 63/18 (2013.01);
Abstract

Systems, apparatuses, methods, and computer program products are disclosed for establishing shared trust between a client user and an agent user for a current communication. An example method includes providing a logon request for a client user account associated with a client user to a system device. The example method further includes determining an authentication sequence code using the mobile application in an instance in which the logon request was successfully authenticated and causing the authentication sequence code to be provided to the agent device associated with the agent user. The example method further includes receiving a shared trust decision message from the system device, wherein the shared trust decision message is indicative of a verification status for the current communication.


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