The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 14, 2026

Filed:

May. 08, 2024
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Austin Walters, Savoy, IL (US);

Fardin Abdi Taghi Abad, Seattle, WA (US);

Jeremy Goodsitt, Champaign, IL (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/36 (2012.01); G06Q 20/40 (2012.01); G06V 20/10 (2022.01); G06Q 20/32 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/4015 (2020.05); G06Q 20/36 (2013.01); G06V 20/10 (2022.01); G06Q 20/3224 (2013.01);
Abstract

Disclosed are methods, systems, and non-transitory computer-readable medium for authentication of remote transactions. For instance, the method may include receiving a request for an interaction, obtaining data relating to an authentication item, and determining the location of a user device used by the user to initiate the interaction. The method may further include transmitting, to the user device, authentication data configured to cause a camera device to generate a response including the location of the camera device, receiving the response, authenticating the camera device as being associated with the user, and receiving one or more images of the authentication item captured by the camera device. The method may additionally include verifying that the user is in possession of the authentication item based on an analysis of the one or more images being received from the camera device and approving the interaction.


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