The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 30, 2026
Filed:
Sep. 23, 2024
Apple Inc., Cupertino, CA (US);
Yousuf H. Vaid, Fremont, CA (US);
Freddy Kelly, London, GB;
Vineet Chadha, Santa Cruz, CA (US);
Michael Artemiw, San Jose, CA (US);
Mark R. Danks, London, GB;
Richard W. Heard, San Francisco, CA (US);
Andrey Tokarev, London, GB;
Katie M. Mcindoe, San Jose, CA (US);
John L. Furlan, Emerald Hills, CA (US);
James Allured, London, GB;
Apple Inc., Cupertino, CA (US);
Abstract
Techniques are disclosed for implementing a data exchange account at a user device. An application executing on a user device can initiate a data exchange session with a terminal device and determine that a data exchange account is not associated with the user device. The application can then obtain, from a server device, a list comprising a plurality of third party service providers and present the list at a display of the user device. The application can then receive an indication that a third party service provider of the plurality of third party service providers has been selected. In response, the application can transmit a request to associate the data exchange account with the user device. The application can receive data exchange account information comprising a token and transmit a data cryptogram generated by the application using the token.