The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 23, 2026
Filed:
Dec. 20, 2023
Capital One Services, Llc, McLean, VA (US);
Lawrence Douglas, McLean, VA (US);
Capital One Services, LLC, McLean, VA (US);
Abstract
Methods and systems for intercepting convergent data streams. In some aspects, the system may, in response to receiving a first data stream including a plurality of user activities executed by a user, generate a first projected future data stream. The first projected future data stream can include potential future activities for the user. The system may process the first projected future data stream to determine a first cluster to associate with the user. Furthermore, the system may determine whether the first cluster is a type of intervention cluster requiring direction to the user for future activity. In response to determining that the first cluster is a type of intervention cluster, the system may generate a notification to the user including one or more user activities to execute to exit the first cluster. This allows the system to prevent or intercept undesired activities executed by users.