The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 23, 2026

Filed:

Aug. 24, 2022
Applicant:

Truist Bank, Charlotte, NC (US);

Inventors:

Stephen Gary Hess, Palm Springs, CA (US);

Nancy Wells, Kenosha, WI (US);

Yadhira Haydee Arroyo, Chicago, IL (US);

Assignee:

Truist Bank, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06F 3/01 (2006.01); G06Q 20/10 (2012.01); G06Q 20/32 (2012.01); G06Q 20/38 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/40145 (2013.01); G06F 3/017 (2013.01); G06Q 20/108 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/3825 (2013.01); G06Q 20/389 (2013.01); G06Q 20/40155 (2020.05);
Abstract

Techniques for hybrid banking can be provided for a user. For example, a system described herein can include a processor and a memory that includes instructions executable by the processor to perform operations. The operations can include receiving a request to perform a hybrid transaction from a user through at least one portable device associated with the user. The operations can also include initiating performance of the hybrid transaction based on the request and accessing information associated with the user and the hybrid transaction. The operations can further include confirming an identity of the user based on the request received from the user through the at least one portable device and the information associated with the user and the hybrid transaction. Additionally, the operations can include completing the hybrid transaction.


Find Patent Forward Citations

Hess, Stephen. (2026). Hybrid transaction operations (U.S. Patent No. 12664549). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12664549

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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