The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 16, 2026

Filed:

Oct. 05, 2023
Applicant:

The Toronto-dominion Bank, Toronto, CA;

Inventor:

Shahriar Taheri, Newmarket, CA;

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/00 (2023.01); G06F 40/20 (2020.01); G06Q 20/24 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/24 (2013.01); G06F 40/20 (2020.01);
Abstract

An example operation may include one or more of storing a data store of credit card documentation, conversing with a user via a chatbot within a chat window of a software application, wherein the conversing comprises receiving natural language inputs with requests for information about a payment card, identifying a benefit obtained by the user based on the conversation, executing a large language model (LLM) on the identified benefit and the data store of the credit card documentation to generate a letter of confirmation, and generating an electronic message with the letter of confirmation attached, and transmitting the electronic message to a user device. The example operation may further include an AI agent that performs an action based on the digital message.


Find Patent Forward Citations

Taheri, Shahriar. (2026). Genai letter of confirmation of benefits (U.S. Patent No. 12657566). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12657566

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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