The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 09, 2026
Filed:
Jun. 21, 2019
Mastercard International Incorporated, Purchase, NY (US);
Julia Sharon Gosset, Tarrytown, NY (US);
Robert Albert Ederle, Chesterfield, MO (US);
Ranjita Shankar Iyer, Chappaqua, NY (US);
Brian Piel, Ballwin, MO (US);
Christopher John Merz, Wildwood, MO (US);
Felix Johannes Flory, Wildwood, MO (US);
Mastercard International Incorporated, Purchase, NY (US);
Abstract
An authentication platform for authenticating an online user is provided. The authentication platform includes a memory device including an authentication profile and at least one processor coupled to the memory device. The at least one processor is programmed to receive an authentication request message. The authentication request message includes authentication data. The at least one processor is also programmed to extract the authentication data from the authentication request message, generate, based at least in part on the extracted authentication data, risk-based authentication (RBA) result data including a risk score, and route the RBA result data based on the authentication profile and the RBA result data.