The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 09, 2026

Filed:

Jul. 22, 2022
Applicant:

Digital Currency Institute, the People's Bank of China, Beijing, CN;

Inventors:

Zhuo Cheng, Beijing, CN;

Guangyao Li, Beijing, CN;

Chenyi Peng, Beijing, CN;

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/36 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/363 (2013.01); G06Q 20/40145 (2013.01);
Abstract

The present disclosure provides a method for opening a digital wallet, a wallet application terminal, and a system. The method comprises: acquiring, from a digital currency issuer agency server, a list of operating agency servers that can open a digital wallet and displaying the list of operating agency servers, so that a user selects a target operating agency server from the list of operating agency servers; communicating with the target operating agency server, so that the target operating agency server verifies the user; when the verification is passed, sending a digital wallet opening request to the digital currency issuer agency server, so that the digital currency issuer agency server notifies the target operating agency server to perform a digital wallet opening operation, or sending a digital wallet opening request to the target operating agency server, so that the target operating agency server performs a digital wallet opening operation.


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