The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 02, 2026

Filed:

Jan. 26, 2022
Applicant:

The Toronto-dominion Bank, Toronto, CA;

Inventors:

Ravi Vasant Acharya, Philadelphia, PA (US);

Christopher Mark Jones, Villanova, PA (US);

Claude Bernell Lawrence, Jr., Philadelphia, PA (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
H04L 63/10 (2013.01);
Abstract

Systems and methods are provided for receiving a first request to access a first borrowed resource in association with a first account, determining that a second account that is associated with the first account has access to a first owned resource corresponding to the first borrowed resource, and in response to determining that the second account has access to the first owned resource, allowing access to the first borrowed resource via the first account; and restricting the first owned resource via the second account.


Find Patent Forward Citations

Acharya, Ravi. (2026). Systems and methods for substituting borrowed resources on a computer system for owned resources (U.S. Patent No. 12647420). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12647420

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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