The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 02, 2026

Filed:

Sep. 29, 2015
Applicant:

Royal Bank of Canada, Montreal, CA;

Inventors:

Edison U. Ortiz, Orlando, FL (US);

Terry W. Lee, Toronto, CA;

Linda Mantia, Toronto, CA;

Pawan Khandavilli, Toronto, CA;

Assignee:

ROYAL BANK OF CANADA, Montreal, CA;

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); G06Q 20/12 (2012.01); G06Q 20/32 (2012.01); G06Q 20/36 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/382 (2013.01); G06Q 20/12 (2013.01); G06Q 20/322 (2013.01); G06Q 20/3221 (2013.01); G06Q 20/3227 (2013.01); G06Q 20/3672 (2013.01); G06Q 20/385 (2013.01); G06Q 20/40 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/36 (2013.01); G06Q 20/367 (2013.01); G06Q 20/3823 (2013.01);
Abstract

Systems, methods, and machine-interpretable data representing executable instruction sets and/or other products for the processing of data for the secure creation, administration, manipulation, processing, and storage of electronic data useful in the processing of payment transactions and other secure data processes. Some embodiments provides secure means for the authorization of sensitive and other data processes subject to controlled access. Such processes include the creation, administration, authorization, virtualization, storage, and other manipulation or processing of electronic data representing characteristics of, instructions for, and information associated with consumer, business, and other payment accounts, and other forms of secure payment elements, such as payment tokens; and data useful in processing transactions using such accounts and elements. Information associated with particular payment means, such as accounts or payment tokens, can be stored in a data set, usually secure, sometimes referred to as a virtual or electronic wallet, or a secure payment token.


Find Patent Forward Citations

Ortiz, Edison. (2026). Secure processing of data (U.S. Patent No. 12646053). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12646053

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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