The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 02, 2026
Filed:
Feb. 21, 2024
Bank of America Corporation, Charlotte, NC (US);
Yugandhar Jaini, Hyderabad, IN;
Pushkar Taneja, Hyderabad, IN;
Durga Prasad Kutthumolu, Hyderabad, IN;
Subburathinam Krishnan, Chennai, IN;
Bank of America Corporation, Charlotte, NC (US);
Abstract
Secure user identification and transaction authentication are disclosed. Using an Autonetics true touch sensation engine, AI to identifies and extracts unique human/avatar behavior metadata. This enables precise user authentication for transactions or token reset processes. An avatar touch sensor interface or other extended reality (XR) mechanisms to start user interaction, prompting for traditional PIN authentication. After successful first authentication, it further analyzes the syngeneic avatar behavior metadata, using data collection methods to strengthen security measures. With Hybrid Capture Input (HCI) technology, user behavior is verified to align with pre-established unique behavioral profile(s), to confirm user identity. This self-improving system adapts authentication algorithms dynamically, based on user interaction with the avatar, to create personalized and secure authentication processes. Integrating syngeneic avatar behavior metadata with true touch sensation engineering presents a novel approach to PIN security systems, offering a dual-layer security mechanism and representing a significant leap in adaptive AI authentication technologies.