The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 02, 2026
Filed:
Oct. 30, 2024
Uipco, Llc, San Antonio, TX (US);
Robert Wilson Barner, San Antonio, TX (US);
Sydney Ann Conrad-Cook, Van Meter, IA (US);
David Joaquin Harris, San Antonio, TX (US);
Nikhil Jog, Chandler, AZ (US);
Roberto Virgillio Jolliffe, III, San Antonio, TX (US);
Brian Howard Katz, San Antonio, TX (US);
Nickolaus Wayne O'neal, Adkins, TX (US);
United Services Automobile Association (USAA), San Antonio, TX (US);
Abstract
A method and system for dynamically generating custom location-related queries for authentication and access management. The embodiments provide a system that authenticates users of secured resources regulated by computing device such as ATM and payment terminals by requiring a correct response to a question about the user's recent location activity. Where the system determines the user has provided the correct response, a verification signal approving the request is transmitted from the system to the access management system regulating access to the secured resource, causing the processing of a payment or release funds, or otherwise grant access to the desired secured resource.