The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 26, 2026
Filed:
Apr. 03, 2024
Wells Fargo Bank, N.a., San Francisco, CA (US);
Larissa Bone, Berkeley, CA (US);
Suzanne M. Fisi, Clayton, CA (US);
Weston Thackeray Thompson, Claremont, CA (US);
Ravi Kanth Thota, San Francisco, CA (US);
Luis C. Valenzuela, Woods Cross, UT (US);
Wells Fargo Bank, N.A., San Francisco, CA (US);
Abstract
Disclosed are methods, systems, computing devices, and machine-readable mediums for securing the delivery of OTPs via email. The disclosed methods utilize one or more of a combination of server-side vulnerability scans; security policy compliance enforcement; email provider integration to allow for real-time threat scanning; and/or utilizing executable files or secure links for additional authentication and OTP retrieval. This system ensures that OTPs are only sent to secure, verified email addresses and that the recipient's environment meets the necessary security standards.