The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 26, 2026
Filed:
Sep. 23, 2022
Visa International Service Association, San Francisco, CA (US);
Thomas Bellenger, Pacifica, CA (US);
Manjush Gopinatha Menon, San Ramon, CA (US);
Visa International Service Association, San Francisco, CA (US);
Abstract
A method is disclosed. The method includes receiving and storing, by a processing computer, a set of user data associated with a user, and an encrypted data packet from an authorizing entity computer, the encrypted data packet comprising sensitive data associated with the user encrypted using a first cryptographic key. The method includes receiving, from a user device, a request comprising at least some user data in the set of user data, determining the encrypted data packet corresponding to the at least some of the user data, and responsive to determining the encrypted data packet, obtaining a second cryptographic key. The method also includes decrypting the encrypted data packet with the second cryptographic key to obtain the sensitive data, and processing a transaction using the sensitive data or a derivative thereof.