The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 26, 2026

Filed:

Jun. 14, 2024
Applicant:

Equifax Inc., Atlanta, GA (US);

Inventors:

Jamie Gold, Sterling, VA (US);

Sean Mckeown, Atlanta, GA (US);

William Gates, Atlanta, GA (US);

Ian Wright, Vienna, VA (US);

Assignee:

EQUIFAX INC., Atlanta, GA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/03 (2023.01); G06Q 30/0201 (2023.01);
U.S. Cl.
CPC ...
G06Q 40/03 (2023.01); G06Q 30/0201 (2013.01);
Abstract

A system can generate a risk assessment associated with a target entity. The system can determine an attribute tier for each entity in a set of entities. For each attribute tier, the system can: generate a model configured to predict a percent change in the attribute over a time period for each entity in the respective attribute tier; determine the percent change in the attribute for each entity in the respective attribute tier using the model associated with the respective attribute tier; rank each entity in the attribute tier based on the predicted percent change in the attribute; and assign a score to each entity in the attribute tier based on the rank of the respective entity and on a preconfigured distribution. The system can determine a risk indicator based, in part, on the score.


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