The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 26, 2026
Filed:
Apr. 18, 2024
Block, Inc., Oakland, CA (US);
Victor Tsou, Oakland, CA (US);
Alan Fineberg, San Francisco, CA (US);
Kathryne Hawthorne, San Francisco, CA (US);
Damon Mccormick, Oakland, CA (US);
Block, Inc., Oakland, CA (US);
Abstract
This disclosure describes, in part, a payment service predicting that use of a payment instrument is fraudulent. In examples, a user profile and associated account may be stored in a data store associated with the payment service. The user profile may include an identifier of a payment instrument and historical transaction data for transactions of the user. A payment authorization request may be received by the payment service that includes the payment instrument identifier. If a dissimilarity metric (determined by comparing characteristics of the transaction data for the pending transaction to the historical transaction data) exceeds a threshold, it may be predicted that the payment authorization request is not associated with the user, and a fraud alert may be sent to a user device.
Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile