The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 19, 2026
Filed:
Sep. 05, 2025
United Services Automobile Association (Usaa), San Antonio, TX (US);
Michael Patrick Bueche, Jr., San Antonio, TX (US);
Bharat Prasad, San Antonio, TX (US);
Minya Liang, San Antonio, TX (US);
Reynaldo Medina, San Antonio, TX (US);
Charles Lee Oakes, III, Boerne, TX (US);
United Services Automobile Association (USAA), San Antonio, TX (US);
Abstract
Embodiments include a system for mobile check deposit enabling auto-capture functionality via video frame processing. The system includes a mobile device with a camera, processor, and memory storing instructions that, when executed by the processor, configure the mobile device to generate a live video of a check in the camera's field of view, monitor the live video with respect to at least one monitoring criterion, and automatically capture a frame of the live video when that frame satisfies the monitoring criterion. The monitoring criterion may be based on light contrast, light brightness, check positioning, check dimensions, character spacing, skewing, warping, corner detection, edge detection, and MICR line detection. The mobile device may be configured to confirm that mobile check deposit can go forward after optical character recognition (OCR) is performed on the check, a MICR line of the check is recognized, and an amount of the check is validated.