The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 19, 2026

Filed:

Jul. 09, 2024
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Vincent Pham, Champaign, IL (US);

Jeremy Goodsitt, Champaign, IL (US);

Anh Truong, Champaign, IL (US);

Mark Watson, Urbana, IL (US);

Austin Walters, Savoy, IL (US);

Galen Rafferty, Mahomet, IL (US);

Reza Farivar, Champaign, IL (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2023.01); G06F 1/3206 (2019.01); G06Q 20/32 (2012.01); G06Q 20/40 (2012.01); G06Q 40/02 (2023.01); G07F 19/00 (2006.01); H04L 5/00 (2006.01); H04L 5/14 (2006.01); H04L 9/06 (2006.01); H04W 72/044 (2023.01); H04W 72/541 (2023.01); H04W 84/18 (2009.01); H04L 9/00 (2022.01);
U.S. Cl.
CPC ...
G06Q 20/405 (2013.01); G06F 1/3206 (2013.01); G06Q 20/3221 (2013.01); G06Q 40/02 (2013.01); G07F 19/203 (2013.01); G07F 19/206 (2013.01); H04L 5/0082 (2013.01); H04L 5/1469 (2013.01); H04L 9/0637 (2013.01); H04W 72/0473 (2013.01); H04W 72/541 (2023.01); H04W 84/18 (2013.01); H04L 9/50 (2022.05); H04L 2209/56 (2013.01);
Abstract

Disclosed herein are system, method, and device embodiments for ATM access during a power outage. In an example embodiment, an automated teller machine (ATM) may receive power from a mobile device including a banking application, send the power to a rechargeable battery of the ATM, and enter a reduced power mode, wherein the ATM is powered by the rechargeable battery. Further, the ATM may receive a transaction request including an authentication credential from the banking application, determine an account associated with the authentication credential, determine an authorization result indicating whether to perform the transaction request, and generate recordation information corresponding to the authorization result.


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