The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 19, 2026

Filed:

May. 16, 2024
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventors:

Rahul Das Putham Das, Arlington, VA (US);

Alexandra Dudkina, Prague, CZ;

Assignee:
Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/00 (2023.01); G06Q 20/34 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/34 (2013.01);
Abstract

A method of processing financial transactions is provided for determining tailored interchange prices for individual financial transactions. Financial data from a plurality of financial transactions is collected and segregated among different attributes. The attributes may include attribute types like transaction attributes, merchant attributes, issuer attributes and user attributes. The attributes may also include fixed and dynamic attributes for each attribute type. Attribute values are then determined for each attribute of each financial transaction. An interchange price is then determined for each financial transaction using a plurality of attribute values for the particular financial transaction.


Find Patent Forward Citations

Das, Rahul Das Putham. (2026). Interchange pricing for financial transactions (U.S. Patent No. 12632851). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12632851

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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