The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 12, 2026

Filed:

Sep. 09, 2024
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventor:

Samuel Sharpe, Cambridge, MA (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 21/55 (2013.01); G06F 21/57 (2013.01); G06F 21/60 (2013.01);
U.S. Cl.
CPC ...
G06F 21/552 (2013.01); G06F 21/577 (2013.01); G06F 21/606 (2013.01);
Abstract

Systems and methods for generating explainability for user classifications using motif embeddings. In some aspects, the system generates a first set of embeddings in an embedding space by inputting, to a motif encoder model, a set of event motifs associated with a set of labels. The system generates a second set of embeddings for a first user by providing, to the motif encoder model, an event sequence of the first user. The system selects a set of search anchor embeddings by determining a first set of distances between the second set of embeddings and the first set of embeddings. The system queries the embedding space to select a candidate profile for association with the first user and concurrently presents the explanatory label and a profile title associated with the candidate profile.


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