The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 05, 2026
Filed:
Dec. 01, 2022
Bank of America Corporation, Charlotte, NC (US);
Kevin Patrick Thomsen, New York, NY (US);
BANK OF AMERICA CORPORATION, Charlotte, NC (US);
Abstract
Systems, computer program products, and methods are described herein for determining resource misappropriation based on distribution frequency. The present disclosure is configured to receive, from a plurality of resource distribution devices, a user interaction frequency, wherein the user interaction frequency comprises a plurality of user interactions over a predetermined time period, and wherein each of the plurality of user interactions comprises a resource distribution request from an account associated with a user; store the plurality of user interactions; compare the user interaction frequency with a user frequency threshold, wherein the user frequency threshold comprises a predetermined user interaction threshold over the predetermined time period; determine, based on the user frequency threshold, whether the user interaction frequency meets or exceeds the user frequency threshold; and generate, based on the user interaction frequency meeting or exceeding the user frequency threshold, an alert interface component.
Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile