The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 05, 2026
Filed:
Jan. 17, 2024
United Services Automobile Association (Usaa), San Antonio, TX (US);
Will Kerns Maney, San Antonio, TX (US);
Jon D. Mceachron, Boerne, TX (US);
Nathan Lee Post, Rockport, TX (US);
Mark Paxman Warnick, San Antonio, TX (US);
United Services Automobile Association (USAA), San Antonio, TX (US);
Abstract
This disclosure is directed to systems and methods for system for managing a bank account utilizing smart contracts. The systems and methods include utilizing a processing system to perform actions. The actions include receiving an application and application-related inputs from a first entity for entering into an agreement to receive assets and/or funds from the bank account owned by a second entity. The actions also include conducting, via an artificial intelligence module, an analysis of the first entity based on the application-related inputs. The actions further include approving and executing, via the artificial intelligence module, a smart contract that is representative of the agreement between the first entity and the second entity when the analysis of the first entity meets specific requirements, wherein executing the smart contract includes distributing the assets and/or the funds to the first entity in accordance with the smart contract.