The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 05, 2026

Filed:

Dec. 21, 2023
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventors:

Jennifer J. Caceres, San Francisco, CA (US);

Poonam Chawla, San Francisco, CA (US);

Prafullata Diwate, Walnut Creek, CA (US);

Deepak Joseph, Charlotte, NC (US);

Alicia Paredes Laramy, San Francisco, CA (US);

Jason Martin, San Francisco, CA (US);

Nirmal Masih, Tega Cay, SC (US);

Tracey M. Munsell, San Francisco, CA (US);

Stephen Nixon, San Francisco, CA (US);

James A. Oliver, San Francisco, CA (US);

Senthil Soundararajan, San Francisco, CA (US);

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/02 (2023.01); G06Q 20/32 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 40/02 (2013.01); G06Q 20/3276 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/40145 (2013.01);
Abstract

A computing system includes a network interface circuit structured to facilitate data transmission over a network, and at least one processing circuit configured to receive account information from a provider device via an input/output device of the provider device, the account information corresponding with a user account, generate a first code including a first unique identifier specific to the account information, the first code being configured to be captured by a user device to cause a browser or an application to launch on the user device, receive a user confirmation from the user device in response to the first code being captured by the user device, the user confirmation including the first unique identifier, determine the first unique identifier received with the user confirmation corresponds with the account information, and open the user account in response to confirming the first unique identifier corresponds with the account information.


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