The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 05, 2026

Filed:

Oct. 21, 2022
Applicant:

Truist Bank, Charlotte, NC (US);

Inventor:

Barath Jayaraman, Fort Mill, SC (US);

Assignee:

TRUIST BANK, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/02 (2023.01);
U.S. Cl.
CPC ...
G06Q 40/02 (2013.01);
Abstract

Disclosed are systems and methods for automatically applying resource utilization thresholds. The systems and methods allow resource utilization to be managed effectively, efficiently, and in a secure fashion. The system can utilization artificial intelligence technology to enhance the accuracy and customization of resource utilization thresholds by properly classifying resource utilization demands and applying threshold limitations directed to particular classifications of resource utilizations.


Find Patent Forward Citations

Jayaraman, Barath. (2026). Applying provisional resource utilization thresholds (U.S. Patent No. 12620020). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12620020

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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